Month in Motoring, June 2024

As we reflect on the first six months of the year, it’s clear that car collectors must tackle the challenges posed by natural disasters, and June was no exception. The primary concern is the increasing number of significant losses due to weather and fire. As we anticipate the threats ahead, it’s crucial to prepare for what promises to be an active second half of the year. Planning is essential.

The United States has always faced severe weather. Those familiar with Tornado Alley—from Texas to Indiana—know that severe storms are a constant threat. However, states like Texas have seen substantial population growth over the past decade, with many new residents coming from areas unaffected by severe weather. Consequently, many were unprepared for the conditions they encountered. If you reside in these states, it’s vital to plan for severe weather and protect your collector car.

Here are some key points to consider:

• Always check the weather before attending an event and heed expert advice. If severe weather is predicted, and you decide to show your car, look for safe storage areas along your route or at your destination. The primary concern is hail, so find shelter, such as gas stations with covered pumps, parking garages, or under highway overpasses. Stay aware of your surroundings while traveling.

For those living in the West, wildfires are almost a daily occurrence. In June, New Mexico experienced a massive wildfire causing billions in damages, although it was largely seen as a local issue. Similar to those moving into Tornado Alley, many people moving to rural western states were unprepared for the wildfire risk.

With more people living off the grid, homes are being built in previously unconsidered locations. If you’re a car collector in this situation, ensure you have a plan for your vehicles in case of a wildfire. Fires are driven by wind and follow fuel paths—trees, shrubs, and grass. At the first sign of a threat, move your car to a safe location out of the fire’s path. This might seem simple, but decisions are often made too late, resulting in lost cars. Ensure your storage location is far enough away, as wind directions and fire paths can change. Planning is crucial—know the roads and potential safe locations in advance.

For the remainder of the year, hurricanes and the severe weather they bring are major threats. Florida, in particular, has gained nearly 1 million new residents in recent years, and coastal areas from Texas to Maine have also grown significantly. Many of these new residents have brought their collector cars with them. Having a hurricane plan is critical for your safety and the safety of your cars. The good news is that hurricanes provide ample warning time. Heed these warnings and prepare accordingly. Remember the adage: “Hide from the wind and run from the water.” Hurricanes often bring both high tides and severe flooding, even inland for hundreds of miles. Identify a safe location for your car, preferably a parking garage to protect against flooding. Most airports have parking garages with space availability online. Don’t wait until the last minute to move your car, as heavy traffic from evacuations is likely.

One benefit of your Classic Auto Insurance policy is a $250 reimbursement for costs incurred when moving your collector car. While you hope never to use it, hope is not a plan. Write down your plan, share it with family and friends, and review it annually to ensure it remains effective given any changes in your area. This preparation can make all the difference.

Happy motoring.