New Jersey Classic Car Insurance

A classic car is a piece of art, and it’s one you want to protect. While you may not be driving a classic vehicle down the road every day and getting into accidents, you still want it to be protected against theft, vandalism, and wear over time. A New Jersey classic car insurance policy helps keep your classic treasure secure and covered from risk. Discover peace of mind knowing that your classic car is in good hands with Classic Auto Insurance.

Our knowledgeable team is here to guide you through the process, providing personalized service & tailored solutions to fit your unique needs.

Where to Purchase New Jersey Classic Car Insurance

New Jersey collector car insurance is important for people who value their classic vehicles and want to ensure that the work they put into restoring a car is protected. A classic car policy takes the age and condition of the vehicle into consideration and makes sure to include flexibility based on your needs. 

At Classic Auto, we go the extra mile to ensure you get a customizable policy for your unique vehicle needs. Not everyone does the same thing with their collector car. Some people take it out for a weekly joyride, while others prefer to keep it in storage year-round. We offer policies that fit all car lovers’ needs, including options for flexible mileage plans and roadside assistance. 

Vehicles Classic Auto Insurance Covers

We offer New Jersey classic car insurance for many car types, from collectible antiques to modified hot rods. 

Other vehicles we cover include:

• Classic trucks 
• Collector cars
• Exotic cars
• High-performance cars 
• Luxury cars
• Modified cars
• Muscle cars 
• Street rods
• Track day
• Vintage cars

How Classic Car Insurance Protects Against Theft and Vandalism 

Most traditional car insurance policies for daily driving cars are focused on coverage for damages and injuries if you are involved in an accident. While a classic car insurance policy has some of those liabilities included, that usually isn’t what the bulk of the policy addresses. 

Instead, a New Jersey classic car insurance policy will address non-collision damages to your car. That includes things like depreciation over time as the car continues to age and the parts inside grow older. Since these parts may not be in production anymore, having insurance coverage becomes even more important. The more frequently you drive your car, the higher the rates may be for long-term insurance. 

A policy will also include coverage for theft or vandalism, as a classic car might be targeted at a higher rate for these crimes. The insurance policy will take the age and the value of the collectible car into consideration, as well as the model and how long it has been considered a classic. The type of safeguarding you have in place can also affect the type of policy or deductible you qualify for with your policy.

How Climate and Location Affect Classic Car Insurance Premiums

The make, model, and year of your classic vehicle aren’t the only factors that impact your New Jersey classic car insurance. Your climate and where, specifically, you live in New Jersey will also play a role. 

While classic cars aren’t as likely to see daily road use, the population density will still impact insurance premiums. Busy streets with tightly packed roads lead to higher rates of accidents and fender benders on your classic treasure. The quality of the road may also come into consideration if there are more infrastructure-based incidents in your area. 

New Jersey residents also have to deal with weather like snow and ice that impact driving conditions and increase accident rates. The salt used to combat the elements can also cause rust formation to accelerate and damage your classic car faster than in states that don’t experience harsh winters. These weather conditions will impact your New Jersey classic car insurance to some degree, so it’s important to consider that as you work on finding the right policy. 

New Jersey Classic Car Useful Links

At Classic Auto, we understand that owning a classic car is a lifestyle, not a fad. Being a part of a community that shares an interest in collectible cars and the history of classic vehicles is important to you, so we want to make it easier for you to find like-minded motorheads. At Classic Auto Insurance, we speak the language of classic car enthusiasts. We share your appreciation for automotive craftsmanship from muscle cars to vintage cruisers.

Check out these helpful links for car shows, auctions, and other events around New Jersey:

• Shoppes at Old Bridge Car Show
• Ridgewood 29th Annual Car Show
• 44th Annual Vintage Automobile Club of Ocean County Classic Car Show
• Neshanic Station Car Show
• Haddonfield 36th Annual Car Show
• Arts & Cars
• Wayne UNICO Annual Car, Truck, and Motorcycle Show
• Christopher W. Mizdol Foundation 2nd Annual Car Show
• Auctions by City
• Jersey Shore Car Shows

Contact Classic Auto Insurance for Your New Jersey Collector Car 

At Classic Auto, we understand how important your classic car is to you. That’s why we have customizable policies for New Jersey collectors that fit your needs, no matter what type of vehicle you have or what type of coverage you are looking for. 

If you want to get a quote, contact us or give us a call at 888-901-1338.