Colorado Car Insurance from Classic Auto

Why You Need Colorado Auto Insurance

Colorado is a breathtaking state. From the splendor of its natural landscapes to its exciting and bustling car shows and events, the state has much to offer classic motor enthusiasts.

If you’re a classic car collector in the Centennial State, you need Colorado classic car insurance to protect and preserve your prized possessions. While charming and beautiful, Colorado has challenging terrains and, like every state, unsafe drivers. You don’t want to risk driving your historic ride without sufficient car insurance.

Although standard car insurance is a good option for contemporary vehicles, classic cars need specialized insurance. Classic car insurers design their policies specifically for collector, vintage, and classic vehicles. These policies accommodate the unique needs of classic car enthusiasts and their cherished vehicles. 

Here at Classic Auto, we offer peace of mind for classic car owners and collectors. We’ll equip your beauty with ample protection to preserve its value, and our policies even include exceptional benefits for your ride. 

With our Colorado collector car insurance policies, you can rest assured that you’ll enjoy your classic for years to come. Call us today at 888-901-1338.

What Classic Auto Insurance Insures

Classic Auto crafts flexible and robust insurance policies for various vehicle types. 

Vintage Car Insurance – With vintage car insurance, you can preserve your slice of motor history. Vintage vehicles date from around 1919 to 1930, and these impressive and iconic classics deserve the utmost protection. 

Antique Car Insurance – With vintage car insurance, you can preserve your slice of motor history. Vintage vehicles date from around 1919 to 1930, and these impressive and iconic classics deserve the utmost protection. Antique cars encompass a broader range. To be an antique, your car must be over 25 years old, and it needs to be fully restored and functional. Classic Auto is ready to protect your cherished antique vehicle.

Luxury Car Insurance – In addition to protecting vintage and antique vehicles, Classic Auto features tailored policies for luxury cars. These opulent vehicles, such as a Rolls Royce or Mercedes-Benz, are truly sights to behold, and you can protect these lucrative and stunning cars with luxury car insurance.  

Muscle Car Insurance – Although they sometimes lack the lavish stylings of luxury cars, muscle cars are some of the most celebrated vehicles in motor history. From the Chevrolet Corvette to the Ford Mustang, powerhouse muscle cars are breathtaking, and their specifications are even more impressive than their eye-catching exteriors. With Colorado classic car insurance, you can safeguard the prized muscle cars in your collection. 

Classic Auto can also help with classic truck insurance, high-performance car insurance, collector car insurance, hot rod insurance, rat rod insurance, street rod insurance, and exotic car insurance.

What Makes Classic Auto Insurance Stand Out

What makes Classic Auto stand out from other insurers is our dedication to collectors and their unforgettable rides. We’re more than just an insurance provider – our team is made up of enthusiastic collectors and motorheads. For that reason, we always aim to celebrate and preserve our clients’ exceptional vehicles.

Agreed-Upon Value Coverage

Our policies include exceptional benefits for protecting classic vehicles while maintaining affordable premiums. Perhaps the most critical benefit we provide is agreed-upon value coverage. Rather than telling you the value of your vehicle, we’ll work with you to determine your ride’s true value. We’ll then craft your policy around this agreed-upon amount. That way, you can ensure you have sufficient coverage for your vehicle. If the worst-case scenario happens and you total your classic, you’ll receive the full agreed-upon coverage amount minus your deductible.

Inflation Guard

In addition to agreed-upon value coverage, Classic Auto features a key benefit for ensuring your vehicle has ample coverage: inflation guard. Our classic insurance policies automatically increase vehicle coverage every quarter, so you don’t need to worry about your classic being underinsured. 

Nationwide Roadside Assistance

Finally, Classic Auto provides Colorado drivers with nationwide roadside assistance with flatbed towing. If you’re driving your classic to a car show or another event, you don’t want to stress about getting stranded on the side of the road. If you have car trouble, you can count on Classic Auto to provide you with roadside assistance. 

Classic Car Insurance vs. Regular Car Insurance – What’s the Difference?

Traditional car insurance is a must-have for drivers operating modern vehicles, but these policies aren’t ideal for classic and collector cars. 

One of the most notable differences between classic and regular insurance is that regular insurance usually comes with higher premiums. 

Conventional insurance companies create their policies with the assumption that their clients will drive their vehicles daily. You likely drive a contemporary vehicle every day for various tasks, such as going to work and running errands. The more you drive a vehicle, the more likely you are to crash it. 

In contrast, collectors usually don’t drive their classic rides daily. Instead, they’ll drive the vehicle to events, or they may only occasionally enjoy the thrill of cruising around. Collectors typically don’t drive classic cars for daily tasks, meaning they’re far less likely to crash these vehicles. You’re more likely to be involved in an accident when driving a standard, contemporary vehicle that you use daily. For this reason, regular insurance premiums are usually much higher than classic car insurance premiums.

Another key difference is that collectors will usually purchase a specific number of covered miles for their classic vehicles. This arrangement enables classic car insurers to offer lower premiums. 

Here at Classic Auto Insurance, we offer three main mileage plans: 1,000, 3,000, and 6,000. Our policies also include rollover miles, meaning that if you don’t use all of the miles within your policy year, you can roll them over to the next year. 

Colorado Car Shows, Events, and Auctions

Colorado features many fun and thrilling car events. These events are perfect opportunities to connect with other enthusiasts within the car collecting community. You can also go to these events to show off your one-of-a-kind beauty. 

A few notable events and activities in Colorado include:

• Bowlero and Cars
• The Rockin’ Rods and Custom Rides Car Show
• My Favorite Muffin Cars and Coffee. 

Bowlero and Cars and My Favorite Muffin Cars and Coffee happen every week, giving you plenty of opportunities to see breathtaking vehicles. The Rockin’ Rods and Custom Rides Car Show is an annual summer car show that you shouldn’t miss. For a complete list of car shows and events in Colorado, visit the Colorado Car Show calendar. 

In addition to exciting events, Colorado features regular classic car auctions. If you’re in the market for a classic ride, consider visiting Loveland Auto Auction as well as Copart’s various locations in Colorado. 

Contact Classic Auto Insurance

Whether you just bought your first classic ride or have an existing collection, you need the best Colorado classic car insurance available. 

Here at Classic Auto, we take great pride in providing our clients with top-tier, individualized policies. If you’re interested in learning more about why Classic Auto is right for your ride, contact our insurance team today. 

Give us a call at 888-901-1338, or you can contact us online for a quote.