Classic Auto Insurance | Indiana

Classic car owners know the importance of protecting their investments. After all, classic cars are more than just motor vehicles. They are also important pieces of history. In addition to representing the amazing history of car manufacturing, they also hold our memories of bygone eras, time spent on the road with our loved ones, and countless hours of restoration work. 

It might be tempting to insure your classic car with a standard auto policy, but this approach could leave you under-protected. Unlike modern vehicles that depreciate the moment you drive them off the dealer’s lot, classic cars often appreciate. They also require specialized parts and expertise to repair. 

This is where Classic Auto Insurance in Indiana comes in. We offer specialized coverage for classic cars in Indiana, designed to protect these unique automotive treasures in ways that standard auto policies just can’t compete with.

Vehicles Covered by Classic Auto Insurance in Indiana 

Whatever you drive, we can protect it. 

• Antique Cars: These are the classics of yesterday. These treasures are at least 25 years old and carry the authentic DNA of their era. Each one represents a unique chapter in automotive history.
• Classic Trucks: Whether restored or modified, these vintage haulers command respect at any car show. Their rugged charm captures a bygone era of American transportation.
• Collector Cars: Fame adds another dimension to these special vehicles. From movie appearances to celebrity ownership, their stories elevate them beyond mere transportation. They are pieces of entertainment, celebrity, or political history. 
• Exotic Cars: As the ultimate example of performance and style, cars like Ferrari, Lamborghini, and Porsche set the benchmark for what’s possible in automotive design. These aren’t just cars. They are works of art.
• High Performance Cars: Cars like the Ford GT, McLaren, and Lotus showcase what happens when engineers push past conventional limits. Engineering excellence sets these cars apart from all others. 
• Hot Rods: American innovation on wheels! Nothing says American car culture like a gorgeous hot rod. These customized classics represent a combination of both automotive rebellion and creativity.
• Luxury Cars: Talk about the height of refinement. Makes like Aston Martin, Bentley, and Rolls Royce didn’t earn their reputations by cutting corners. Every detail in these vehicles demonstrates luxury. 
• Muscle Cars: The Camaro, Corvette, and GTO defined an era when quarter-mile times were bragging rights. Their rumbling engines still turn heads today, and we love insuring these beauties. 

How to Protect Your Classic Car from Everyday Hazards in Indiana

One of the biggest risks to Indiana classic cars is our weather. 

Our varied weather patterns pose a unique challenge to Hoosiers who own classic cars. From our hot, humid summers to our harsh, cold winters, classic car owners have to protect their vehicles from the elements. 

Here are some of our best tips for taking care of your car year-round.

Exterior

Invest in a car cover: One of the best tools for shielding your care from seasonal changes is a high-quality car cover. A car cover is far more than an accessory; it’s your first line of defense against all kinds of threats to your car, including: 

• Unexpected weather changes
• Snow and ice
• Bird droppings 
• Sap from Indiana’s abundant maple trees
• Dust, pollen, and other particulates 

Take care of your tires: Placing carpet squares or foam insulation under your tires when your car is in storage will prevent moisture loss and degradation. During the winter, if you are not driving the car, you may consider raising the car on jacks and reducing the tire pressure to about 25 PSI to avoid flat spots. 

Although a premium car cover can cost hundreds of dollars, you can get a lot of protection from a standard cover that offers basic protection against environmental damage. 

Interior

Practice fluid management: Indiana’s temperature swings demand vigilant fluid maintenance. Custom, vintage, and classic cars may require specialized fluid management. It is important to check, fill, or replace these fluids consistently: 

• Engine oil
• Coolant
• Brake fluid

This is especially important in cars that lack modern monitoring systems. You should check these fluids on the schedule that is appropriate for the year, make, and model of your car. 

Protect your battery: When your classic car was engineered, its builders likely didn’t anticipate that it would be driven this long. Electric parts that are commonplace today can create major problems in classic carts–specifically, they can cause short circuits that lead to devastating accidents. 

Instead of having to open the hood to disconnect your battery every time you are finished driving, we recommend that you install a battery disconnect switch. This simple tool will save you time and effort. 

Classic Car Spotlight: What Makes the Porsche 356 a Great Classic Car

Check out the Porsche 356, a car we love to insure.

The Porsche 356, introduced in 1948, changed the game for sports cars by proving that big power didn’t require a big car. As Porsche’s first production automobile, this nimble 1300-pound vehicle packed a surprising punch into a compact frame, delivering up to 40 horsepower from its 1120-cc VW motor.

The 356 was designed by Ferry Porche, who wanted to keep the family brand alive following WWII. The car had a tube frame and speedster coup style that would later become part of the iconic Porsche brand. 

This was a truly versatile car. It could compete in races, but it was also a comfortable daily drive. 76,000 cars were produced by the time production ended in 1965. When well-maintained, these cars can now fetch over $100,000 at auction. Some rare versions command even higher prices. 

Key Features:

• First production Porsche
• Lightweight design with surprising power
• Race-winning performance
• Iconic styling that influenced future models
• Versatile enough for both track and daily use

How to Determine the Value of Your Classic Truck

Check out our guide for determining the value of your classic truck! 

You’ll learn about the 5 key factors in classic true value: 

• Condition 
• Restoration quality
• Mileage
• Rarity
• Popularity

Understanding these factors is crucial when insuring your classic truck, as they directly impact its market value and replacement cost. Having detailed documentation of your truck’s condition, restoration work, and maintenance history can help ensure you get the most accurate valuation. Remember, the classic truck market can be highly dynamic, so it’s important to regularly reassess your vehicle’s value and adjust your insurance coverage accordingly.

Indiana Classic Car Community Resources

If you’re a classic car enthusiast in Indiana, you’re in the right place! Whether you’re looking for resources to help you buy, restore, maintain a vintage vehicle, or just have a great day out admiring classic beauties, there are plenty of useful links available to assist you in your classic car journey. These links will guide you to valuable information tailored specifically for Indiana’s classic car community.

Classic Car Clubs

• Indiana Region Classic Car Club of America
  
• Classic Cruisers Car Club
  
• Ben Hur Car Club
  
• Hoosier Old Wheels
  

Classic Car Museums

• Auburn Cord Duesenberg Automobile Museum
  
• National Auto and Truck Museum
  

Classic Auto Insurance: Protecting Your Classic Car

You already know the importance of protecting your classic car through careful maintenance. However, truly caring for your car takes something more: it takes insurance coverage from a provider who truly understands the unique value of your vehicle.

At Classic Auto Insurance, we know that your car isn’t just your mode of transportation. It’s a piece of history that you have spent your time, energy, money, and passion on. Your investment deserves specialized protection! With over 25 years of experience serving car enthusiasts, we’ve developed comprehensive policies that truly understand the unique needs of classic car owners.

Our partnership with American Modern Insurance Group (AMIG), a nationally recognized leader in specialty insurance, ensures your cherished vehicle receives top-tier protection. We offer flexible mileage plans, rollover miles, and base our policies on agreed value rather than stated value—meaning you’ll know exactly what your car is worth in the event of a claim. Plus, our policies include valuable benefits like trip interruption coverage, spare parts protection up to $2,000 or more, and a simple claims process that works with your preferred repair shop.

We also understand that classic car ownership is about community. That’s why we offer discounts for car club memberships, anti-theft devices, and accident prevention courses. Whether you need nationwide roadside assistance with guaranteed flatbed towing or coverage for international travel, we can customize a policy that fits your specific needs and driving habits.

Call us now at 888-901-1338 to get a custom quote so that we can safeguard your classic car.