Ohio Classic Car Insurance

Having the right type of insurance is crucial. Whether you are protecting your house or making sure valuable property is covered in the case of damage or threat, insurance gives us security and peace of mind by providing financial support or compensation. 

If you own a classic car, a basic car insurance policy may not be enough to protect your vehicle. A classic car needs a unique, customized policy. Finding that policy is easier said than done, but recognizing the need to add protection for your classic car is the first step. At Classic Auto, we provide Ohio collector car insurance that is comprehensive and specific to your make, model, and coverage needs.

Why You Need Ohio Classic Car Insurance

A classic car is a type of collector car at least 20 years old that typically stands out from the usual cars you see on the road. Different states and insurance companies have frameworks for what cars classify as classics. Vehicles that are vintage, antique, rare, or carefully maintained might be considered classics. 

Insurance companies offer specific policies that cover classic cars. These policies are designed to protect the increased value of the ride as it ages and provide a broader range of coverage than standard car insurance policies. 

At Classic Auto, we are experts in protecting your treasured possession. We know that collectors have different uses for classic vehicles, and we work with you to find a policy that fits. We understand your needs and have a range of customizable options based on the agreed value of your car. 

Vehicles We Can Cover

At Classic Auto, we cover a wide array of classic vehicles, including:

• Vintage Cars
• Muscle Cars
• Exotic Cars
• High-Performance Cars
• Hot Rods
• Antique Cars
• Modified Cars
• Street Rod Cars
• Luxury Cars

Eligibility Requirements for Classic Car Insurance

Not every vehicle is a classic car. No matter how much you love your ride, it’s important to understand the distinction between classic cars and old cars. To meet the eligibility requirements for classic car insurance in Ohio, a car has to be around 20 to 25 years old. That guarantees that there is a historical value to the car, or it has reached the status of a collectible. 

Other factors that play into the insurance definition of a classic car include whether it was part of a limited production run, whether it has rare or high-quality features, or if there is some other determined value. Not all providers use the same set of criteria when defining classic cars. Feel free to reach out to Classic Auto and talk to us about our requirements for classic car insurance coverage in Ohio. 

Cost Factors in Classic Car Insurance Premiums

Every insurance policy for a classic car will have different premiums, based on cost factors that go into your customized policy. 

Some of the most common cost factors that influence your classic car insurance include:

• Your age and the age of the car
• Your driving history and driving record
• How frequently you use the car 
• If you have another primary vehicle for travel
• Your accident history and previous car insurance statements
• The storage and condition of the car
• Your intentions for the vehicle in the future

A classic car insurance policy will help you cover the standard theft and damages of a standard policy. It also includes additional coverage for classic decor, interiors, or features. Vintage parts or mileage can also be covered through the classic car insurance policy, along with coverage for injuries sustained at events or exhibitions with the car. 

The good news about having an additional policy for your classic car is that the annual cost is much lower than standard car insurance. Many policies only run owners around $200 to $600 each year. The reasoning is that your classic car isn’t used for everyday driving and errands, significantly reducing the risk of damages from crashes or accidents. 

Ohio Classic Car Useful Links

Most people with a classic car want to be involved in their local car enthusiast community. They want to show off their unique vehicles and meet up with others who may have similar interests in collectible cars. 

At Classic Auto, we want to help our customers become more interconnected with the Ohio car-collecting community. 

To help you get started, we’ve compiled a list of helpful links to auctions, shows, and other events:

• Classic Car Auctions: Find sales and auctions close to your nearest Ohio city and find your next collectible. Online auctions are ongoing, so look at any time for a vehicle that suits your interests and gets you excited about expanding your collection. 
• Central Ohio Car Shows: Join the excitement in central Ohio and find a community enthusiastic about showing off classic cars and meeting with other motorheads. See what events are happening this summer or join the list to get details about upcoming meet and greets, cruise-ins, and shows.
• The Annual Ohio Classic Car Show: Enjoy seeing new classics or add your vehicle to the lineup to compete for prizes and trophies at this annual Ohio event. 

Contact Classic Auto Insurance for Your Ohio Collector Car

At Classic Auto, we work to help classic car collectors insure and protect their unique cars and special finds. We have an extensive range of customizable policies to help you find the best solution for your vehicle. To learn more, contact us or give us a call at 888-901-1338.